post
https://api-sandbox.getdefacto.com/eligibility/borrower
Ask for the pre-eligibility of a borrower.
It should be interpreted the following way:
- when
is_eligibleisfalseandreasonsisnullor[]it means the borrower **might** be eligible. This will depend on his financials and will be evaluated after you share data with the/business/data/XXXendpoints. - when
is_eligibleistrue, the borrower is eligible. However, we recommend you to share the data you have with the/business/data/XXXendpoints in order to have a more accurate (likely higher) eligible amount. - when
is_eligibleisfalseand all items ofreasonsare in: [OUTDATED_DATA, KYB_STATUS] this means the borrower might be eligible depending on his financing, and we are expecting him to perform a few actions prior to requesting loan. Once you register the borrower, this will be represented by the borrower's status.
