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Defacto API
Introduction
Get access to the API
Authentication
Errors
What are the reasons for ineligibility?
Pagination
Testing Multiple Scenarios & Errors
Standard data formats
API status
Concepts
Overview
Invoice
Loan
Payment
Guides
Make your first loan in 5 minutes
Marketplace x PAY_LATER
Marketplace x CASH_IN_NOW
Fintech x WALLET_FINANCING
How do we calculate fees
Migrations
How to handle the new status PENDING_VALIDATION on loans?
Webhooks / notifications
Webhooks at Defacto
Your first webhook subscription
Live notifications to Slack
How to secure my webhooks
API Reference
Billing
/bill/{bill_id}/sent
post
/bills
get
Onboarding
/borrower/{borrower_id}
get
/borrower/{borrower_id}/deactivate
post
/borrower/{borrower_id}/owner
post
/borrower/{borrower_id}/repayment-methods
get
/borrower/{borrower_id}/repayment-methods
post
/borrower/{borrower_id}/sign
post
/borrowers
get
/borrowers
post
/onboarding/{onboarding_id}
get
/onboardings
post
Financial product
/borrower/{borrower_id}/financial-products
get
Translation
/business/data-request/data-type/{data_type}
get
/translation/denial-code/{code}
get
Sharing business data
/business/data/account-transactions
post
/business/data/accounts
post
/business/data/batch-upload
post
/business/data/batch-upload/{batch_id}/close
post
/business/data/invoices
post
Counterparty
/counterparties
get
/counterparties
post
/counterparty/{counterparty_id}
get
Eligibility and credit limit
/credit_line
get
/credit_line/{credit_line_id}
get
/credit_lines
get
/eligibility/beneficiary
post
/eligibility/borrower
post
/eligibility/reasons
get
Testing
/hello
get
/sandbox/business-eligible
post
/sandbox/business-generator
get
/sandbox/iban-generator
get
/sandbox/invoice-generator
post
Recollection
/installment-plan/{installment_plan_id}
get
/recollection-case/{recollection_case_id}
get
/recollection-case/{recollection_case_id}
put
/recollection-case/{recollection_case_id}/installment-plans
post
/recollection-case/{recollection_case_id}/installment-plans/compute
post
/recollection-cases
get
/recollection-cases
post
Invoice
/invoice/{invoice_id}
delete
/invoice/{invoice_id}
get
/invoice/{invoice_id}
patch
/invoice/{invoice_id}/submit
post
/invoices
get
/invoices
post
/invoices/upload
post
Loan
/loan/documents/{document_type}
post
/loan/repayment-terms
put
/loan/{loan_id}
get
/loan/{loan_id}
patch
/loan/{loan_id}/cancel
post
/loan/{loan_id}/events
get
/loan/{loan_id}/validate
post
/loans
get
/loans
post
Payment
/payments
get
Webhook
/webhook/{webhook_id}
delete
/webhook/{webhook_id}
patch
/webhooks
get
/webhooks
post
API status
status.getdefacto.com
defacto Status
status.getdefacto.com