For AI agents: the docs index is at https://developers.getdefacto.com/llms.txt. Append .md to any documentation page URL to get its markdown version.

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Home Recipes API Reference

API Reference

Home Recipes API Reference

Defacto API

Introduction
Get access to the API
Authentication
Errors
- What are the reasons for ineligibility?
Pagination
Testing Multiple Scenarios & Errors
Standard data formats
API status

Concepts

Overview
Invoice
Loan
Financial products
Payment

Guides

Make your first loan in 5 minutes
Marketplace x PAY_LATER
Marketplace x CASH_IN_NOW
Fintech x WALLET_FINANCING
How do we calculate fees

Migrations

How to handle the new status PENDING_VALIDATION on loans?

Webhooks : notifications

Webhooks at Defacto
Your first webhook subscription
Live notifications to Slack
How to secure my webhooks

API Reference

Billing
Onboarding
Financial product
- /borrower/{borrower_id}/financial-productsget
- /borrower/{borrower_id}/financial-products/capacity-growthget
Translation
- /business/data-request/data-type/{data_type}get
- /translation/denial-code/{code}get
Sharing business data
business-data
- /business/public-dataget
Business and accounts
- /business/{business_id}/segmentget
Credit card
Counterparty
Eligibility and credit limit
/events
- /eventsget
Testing
Recollection
Payment
Invoice
Loan
/repay/now
- /repay/nowpost
Subscription
Webhook

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Invoice

Invoice state machine

Available statuses

TO_SUBMIT
SUBMITTED - Defacto's turn to work
TO_EDIT
VERIFIED - Ready for loan request

State machine

1110

Updated about 1 year ago

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Updated about 1 year ago

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- Invoice state machine
- - Available statuses
  - State machine