For AI agents: visit https://developers.getdefacto.com/llms.txt for an index of all pages formatted in Markdown and endpoints in OpenAPI.

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Home Recipes API Reference

API Reference

Home Recipes API Reference

Defacto API

Introduction
Get access to the API
Authentication
Errors
- What are the reasons for ineligibility?
Pagination
Testing Multiple Scenarios & Errors
Standard data formats
API status

Concepts

Overview
Invoice
Loan
Financial products
Payment

Guides

Make your first loan in 5 minutes
Marketplace x PAY_LATER
Marketplace x CASH_IN_NOW
Fintech x WALLET_FINANCING
How do we calculate fees

Migrations

How to handle the new status PENDING_VALIDATION on loans?

Webhooks : notifications

Webhooks at Defacto
Your first webhook subscription
Live notifications to Slack
How to secure my webhooks

API Reference

Billing
Onboarding
Financial product
- /borrower/{borrower_id}/financial-productsget
Translation
- /business/data-request/data-type/{data_type}get
- /translation/denial-code/{code}get
Sharing business data
business-data
- /business/public-dataget
Business and accounts
- /business/{business_id}/segmentget
Credit card
Counterparty
Eligibility and credit limit
/events
- /eventsget
Testing
Recollection
Payment
Invoice
Loan
/repay/now
- /repay/nowpost
Subscription
- /subscription/{subscription_id}/activatepost
Webhook

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Payment

Payment state machine

Available statuses

PROPOSED
SCHEDULED
INITIATED
IN_TRANSIT
PAID
FAILED

State machine

792

Updated 11 months ago

Financial products

Make your first loan in 5 minutes

Did this page help you?

Updated 11 months ago

Financial products

Make your first loan in 5 minutes

Did this page help you?

- Payment state machine
- - Available statuses
  - State machine