Introduce LYSTA data source and update denial reasons
4 days ago by ReadMe API
Summary
- Added new LYSTA data source for SIREN data fetching with associated scoring and underwriting check.
- The LYSTA_BUSINESS score algorithm uses LYSTA's ScoreTrustworthinessInt.
- Introduced LYSTA_RISK_INDEX underwriting check with a default denial threshold of 3, reusing the HIGH_BUSINESS_RISK_INDEX denial code.
- Enhanced traceability payload in AlgorithmLog to include LYSTA-related scoring details.
- Data fetching is on-demand, triggered by underwriting checks or background refresh.
Other Changes
- No changes to any API endpoints.
- Updated enum values for status_reason in multiple definitions (/APIBorrower, /APICreditLimit, /APIInvoice, /ApiBorrowerFinancialProduct, /EligibilityDenialReason, /LoanAPI, /MinimalLoanAPI).
- Most notably, added new denial reason code HIGH_LYSTA_RISK_INDEX and shifted many existing enum entries accordingly.
- This update affects all references to denial reasons and status reasons but does not add or remove endpoints.